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INDICATES RECENTLY UPDATED

"Cbus, your Superannuation Scheme was established by the building Unions in 1984"

How to recognise a
SUPER SHARK fund
Keep a watch out
for funds that:

Have high fees that attack your money
Feature unfair exit and entry fees
Skin your money to pay slick agents
Give you lower returns so they make more
Don't have the protection of an industry board
Make poor investments that lead to a poor future
Keep the profits to themselves

Print this "supershark" leaflet, place it on your job site to warn your mates of "supersharks".

Cbus Superannuation was built for you

Built to serve our industries
Cbus, your Superannuation Scheme was established by the building Unions in 1984, the first industry superannuation fund for the building and construction industry. Union members had to campaign and took strike action to win superannuation contributions paid by the employers. It is now also a public offer fund, able to offer membership to any one working in any occupation and in any industry.

Built to give you a better retirement
As at March, 2005, Cbus managed members’ assets worth over $6.5 billion. The Fund has more than 380,000 members and more than 40,000 participating employers. Cbus has a history of strong long-term results for members.

Built to benefit members
Cbus is managed solely for the benefit of its members. All profits belong to the members and Cbus pays no commissions to sales agents and no shareholder dividends.

Built to deliver low fees
Its membership fees are among the lowest of any super fund in Australia, and Cbus provides 24-hour insurance cover for death and total and permanent disablement (subject to eligibility criteria).

Built to invest back into our industry
Cbus also supports the construction and building industries by investing back into the industry, which helps boost the economy and create jobs.

www.cbussuper.com.au